Frequently asked questions
Frequently asked questions
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Open enrollment starts on Nov. 1 and ends Dec 15 for plans that start Jan 1.
With a qualifying event you can get health insurance year round but there are limited grace periods after the qualifying event before the window closes so be sure to contact us ASAP.
There are many but a few include moving to a new zip code, losing your job, getting kicked off of state assistance, getting married, having a baby, adoptions, or even if you have a plan that doesn't meet the federal standard for basic coverage. There is usually a qualifying event so contact us and let us handle it, even if you think you may not qualify .
Anytime, there is no enrollment period for dental or vision plans, no income guidelines, and they start immediately after your payment.
The plans on marketplace are the exact same plans sold to employees of businesses and directly from carriers. The plans are offered by BC/BS, Ambetter, Aetna, Oscar, etc, the same companies that everyone has been using their whole lives. The only difference is that now they can't deny you because of existing conditions, refuse to pay for treatments, or gouge you based on age, location, occupation, etc.
There is no such thing as Obamacare. All states offer plans to residents through different access portals but the plans are the same, some states just use the federal marketplace instead of wasting money creating their own that does the exact same thing.
The "Obamacare" plans are no different than you can get through an employer.
No, the plans are issued by national carriers like BC/BS and Ambetter and the cards look identical to the people paying full price or those that have insurance through an employer, there is literally no difference in the plans, just where you got it.
Everyone's situation is different, family size,and income are different but yes, many people get amazing plans with low deductibles, free office visits, free prescriptions, etc for 2 cent a month, though we usually suggest paying the yearly 24 cent at once to cut down on transaction cost and avoid missing a payment.
Contact us by email, phone, facebook, messenger, or carrier pigeon and we'll be happy to discuss your options.
There is always the self-service portal that you can use if it's more convenient or you feel uncomfortable giving your info to someone online. That can be found HERE